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The spring housing season is in full swing and potential homebuyers can be better prepared for their home search — and navigating the mortgage process — if they know the criteria mortgage lenders will be using to determine whether they will qualify for a home loan.

Freddie Mac Executive Christina Boyle identifies them as the four Cs: your capacity to pay back the loan, the capital you have available, the collateral value of the home you want to buy, and your credit history. Read Boyle’s recent Freddie Mac blog post on the topic.

In other headlines:

Mortgage applications tick up in latest survey – HousingWire

A Cost-Saving Move for 7.1M Owners – NAR’s Daily Real Estate News